Tag: finance

According to the Bangko Sentral ng Pilipinas (BSP), the payment of late fees and finance charges will be suspended within the 30-day grace period issued in light of the enhanced community quarantine. “There, it is very explicit, that no fees and charges will

If there's one thing that most people have in common, it's a dislike for bills—specifically, paying them. It doesn't help when you add the hassle of dealing with traffic, long lines, heat, and—often—inconvenient banking hours. But it's all part of being a

As fun as the holidays are, they also require quite a bit of spending (and even splurging), leaving some of us feeling a bit financially vulnerable. The good thing is the holidays are also a chance to start over, so even if

At some point, you'll probably get a bank loan, and that's totally fine—loans, when managed properly, can help you stay liquid and make huge purchases easier to pay. So if you're planning to borrow money for your next vacation or condo revonation, you'll want

Building a beauty routine on a budget can be quite the challenging task, but that doesn't mean it's an impossible one. With basic knowledge in math coupled with good decision making, you can always find a way around it. But just in

The extra cash that comes during the latter part of the year is always a welcome financial reprieve—but why does it seem that the money doesn't really last? It's not even about being a spendthrift, as there are expenses that can't be

If you're still at your job next year, you just might get an increase of up to six percent in your salary.According to the 2019 Philippines Total Remuneration Survey commissioned by Mercer, a human resources consulting firm, the salary increase next year

The end of the year is near and people are already planning how to spend their 13th-month pay and bonuses. With so many big purchases on the horizon, paying in installments can be tempting — you can buy the things you need (or

A surefire way to raise your stress level on a workday is to sneak to the bank during your lunch break—and then end up in line behind 15 other people. The next thing you know, an hour has passed before you get

As 2019 comes to a close, here’s one thing you should add as one of your New Year resolutions that you can and should fulfill: investments. New year, new (financially responsible) me. With the New Year fast approaching, it might be time

There are people who would say that following your passion is bad advice, but a study featured on CNBC Make It says otherwise.The "Rich Habit" study, spearheaded by accountant, financial planner, and author Tom Corley, notes that the fastest way to becoming rich is

There's nothing like having the convenience of knowing where your salary deductions go, which is why SSS President and Chief Executive Officer Aurora C. Ignacio has been urging members to download the SSS app on their phones.In a recent release, she stated: “With the SSS

Before you get excited at the prospect of throwing money at your heart’s desire, credit cards aren’t the ticket to free and unlimited shopping. Credit cards work by borrowing money from the company to purchase something within a limit that’s set. The

Celebrities—they're just like us. They, too, need to think smart about money matters. Isabelle Daza-Semblat understands how tempting it is to impulsively buy a new pair of shoes or a new arm candy, but she also knows that being financially stable is

In the Philippines, the value of the peso is constantly changing. The earlier you exchange currencies, the more time you have to catch the trend when you can get a better rate for your travel money. Anything done at the last minute

Financial freedom: That's what everybody wants. Whether you're a fresh grad or a few years into the wonderful world of employment, everyone just wants to have enough room to breathe. If you're not sure what financial freedom is, it's the feeling of

Every job has its pros and cons. But sometimes, having great pay can outweigh all the rest. If you're someone who believes that, then this list of the highest-paying jobs in the Philippines might be of interest. The Bureau of Local Employment,

Every time you are offered or you apply for a credit card, have you ever taken a second to think whether you’re getting Visa or Mastercard? Moreover, do you even know exactly what they are, as well as how they work? If

Looking to get a new credit card? Whether it's your first time to get one, or you're looking for something that complements your lifestyle more than what you currently have, it's important to pick the right credit card that will offer you

There’s this ambitious goal that the Bangko Sentral ng Pilipinas (BSP) has for the country. By 2020, it aims to make 20 percent of all transactions in the Philippines electronic, which means without using cash. While it remains to be seen if